Welcome to INFICENT DIGITAL TECHNOLOGY PRIVATE LIMITED! By accessing or using our website and services, you agree to abide by these Terms and Conditions. These terms outline the rules and expectations for using our platform, including any services, features, or content we provide. Our goal is to ensure a secure and efficient experience for all users, and by using our site, you agree to operate within these guidelines.

We encourage you to read these Terms and Conditions carefully, as they form a binding agreement between you and Payquipo. This agreement applies to all users, including merchants, customers, and any visitors to our site. If you do not agree with any part of these terms, please refrain from using our services. We value transparency and are here to answer any questions about the terms if needed.

Definitions and Key Terms

To make these Terms and Conditions as clear as possible, here are some definitions for the key terms we’ll be using. "Payquipo," "we," "us," or "our" refers to our company and the services we offer on this platform. "You" or "user" refers to anyone accessing or using Payquipo, whether as an individual, business, or organization.

"Services" refers to all functionalities and features we provide, such as payment processing, transaction management, and account management tools. By understanding these key terms, you can navigate our terms more easily and know exactly what we mean when using specific terminology. If any term is unclear, don’t hesitate to reach out for clarification.

Acceptance of Terms

By using Payquipo, you acknowledge and accept these Terms and Conditions. This acceptance signifies that you understand the rules governing your use of our services and agree to comply with them. We strive to create a safe and reliable platform, and your agreement to these terms is a step toward achieving that goal.

If you access our services on behalf of a business or organization, you confirm that you have the authority to accept these terms on its behalf. This agreement will govern all interactions with Payquipo, and we appreciate your commitment to following these guidelines. Remember, if you do not accept these terms, you should not use our platform.

Eligibility Criteria

To use Payquipo, you must meet our eligibility criteria. This typically means you are of legal age in your jurisdiction and possess the authority to engage in transactions on our platform. By creating an account, you confirm that you meet these criteria, which helps us ensure the security and integrity of our services.

In addition, we may require verification of certain details to activate or maintain your account. This could include identity verification, business registration documents, or other relevant information. Meeting these eligibility requirements helps us provide a trustworthy environment for all users, so please ensure that you qualify before registering.

Account Registration and Security

Creating an account with Payquipo gives you access to our full range of services. When registering, you’ll provide information such as your name, contact details, and relevant business information. This data helps us tailor our services to your needs and ensures smooth, secure transactions. We ask that you keep your account information accurate and up-to-date to avoid any interruptions in service.

Security is a top priority at Payquipo. Please create a strong password and keep your login credentials private. You are responsible for any activity conducted under your account, so we recommend taking steps to safeguard your login details. If you suspect any unauthorized access to your account, reach out to us immediately, and we’ll assist you in securing your account.

User Responsibilities and Obligations

As a user of Payquipo, you are responsible for maintaining the confidentiality of your account information, including your password. You agree to notify us immediately if you suspect any unauthorized use of your account or any other breach of security. By keeping your account secure, you help us maintain a safe environment for all users on our platform.

You also agree to use Payquipo only for lawful purposes and in accordance with these Terms and Conditions. This includes providing accurate and truthful information during account registration and transactions. Engaging in fraudulent activities or providing false information can result in account suspension or termination. We appreciate your cooperation in fostering a trustworthy community.

Payment Processing Services

Payquipo offers comprehensive payment processing services designed to facilitate secure and efficient transactions for our users. Our platform supports various payment methods, including credit and debit cards, net banking, and digital wallets, allowing you to provide flexible payment options for your customers. We strive to ensure that each transaction is processed swiftly and securely, so you can focus on running your business.

By utilizing our payment processing services, you authorize Payquipo to act on your behalf in facilitating these transactions. We take data security seriously and implement industry-standard encryption and security measures to protect sensitive information. If you experience any issues during a transaction, our support team is available to assist you promptly, ensuring minimal disruption to your operations.

Prohibited Activities

To maintain a secure and respectful environment on Payquipo, certain activities are strictly prohibited. Users are not allowed to engage in fraudulent transactions, money laundering, or any illegal activities. Additionally, any attempt to disrupt the platform's operations, including hacking or introducing harmful code, will result in immediate action against the offending account.

We also prohibit users from engaging in harassment, abuse, or any conduct that threatens the safety or well-being of others. Our community thrives on mutual respect, and we expect all users to adhere to these standards. Any violation of these policies may lead to suspension or termination of your account, so please familiarize yourself with these prohibitions to ensure a positive experience on our platform.

Transaction Limits and Restrictions

At Payquipo, we implement transaction limits and restrictions to ensure the safety and security of all users. These limits may vary based on your account type, transaction history, and compliance with our verification processes. It’s essential to be aware of these limitations as they can affect the volume and frequency of your transactions on our platform.

If you need to exceed your established transaction limits, we encourage you to contact our support team for assistance. We may be able to review your request and adjust your limits based on your needs and our policies. Our goal is to provide flexibility while maintaining a secure environment for all transactions, so we appreciate your understanding and cooperation regarding these restrictions.

Data Privacy and Security

At Payquipo, we take your privacy and the security of your personal information seriously. We implement robust security measures to protect your data from unauthorized access, loss, or misuse. This includes using encryption, firewalls, and secure server environments to safeguard all sensitive information related to your transactions and account.

We also adhere to relevant data protection regulations and best practices to ensure that your personal information is handled responsibly. While we strive to protect your data, please remember that no online platform is completely risk-free. We encourage you to take precautions, such as using strong passwords and regularly updating them, to enhance your own security while using our services.

Intellectual Property Rights

All content, features, and functionality available on Payquipo are the exclusive property of our company and are protected by intellectual property laws. This includes, but is not limited to, trademarks, copyrights, and trade secrets. You are granted a limited license to access and use our platform for personal and commercial purposes, but this license does not grant you ownership of any intellectual property rights.

You may not reproduce, modify, distribute, or create derivative works based on any content from our site without our prior written permission. Respecting these intellectual property rights helps us maintain the quality and integrity of our services, and we appreciate your cooperation in this matter.

Third-Party Services and Links

Payquipo may contain links to third-party websites and services that are not operated by us. While we strive to provide quality resources, we cannot control the content or practices of these external sites. Therefore, we recommend that you review the terms and privacy policies of any third-party services you choose to engage with, as they may differ from our own.

Using third-party services or links from our site is at your own risk. We are not responsible for any transactions, interactions, or damages that may occur as a result of your engagement with these external parties. If you have questions or concerns about any third-party service, we encourage you to contact them directly for assistance.

Limitation of Liability

While using Payquipo, you acknowledge that we provide our services on an "as is" and "as available" basis. However, We strive to ensure the accuracy and reliability of our platform, we do not guarantee that our services will be error-free, uninterrupted, or free of harmful components. As such, we cannot be held liable for any direct, indirect, incidental, or consequential damages arising from your use of our platform or inability to use it.

Our liability is limited to the fullest extent permitted by law. By using our services, you agree that Payquipo and its affiliates will not be liable for any loss or damage resulting from your reliance on the information provided, any unauthorized access to your account, or any unauthorized use of your personal information. We encourage you to use our services responsibly and to report any issues you encounter.

Indemnification

You agree to indemnify and hold harmless Payquipo, its affiliates, employees, and partners from any claims, liabilities, damages, losses, or expenses, including legal fees, that arise from your use of our platform or your violation of these Terms and Conditions. This includes any claims made by third parties as a result of your actions, whether intentional or negligent.

By accepting these terms, you acknowledge your responsibility to defend Payquipo against any claims related to your use of our services. This indemnification helps us maintain a safe and secure environment for all users and ensures that we can continue to provide quality services without undue risk.

Termination and Suspension of Service

At Payquipo, we reserve the right to terminate or suspend your access to our services at any time, without prior notice, if we believe you have violated these Terms and Conditions or engaged in any activity that poses a risk to our platform or users. This includes, but is not limited to, fraudulent behavior, harassment, or any illegal activities. Our goal is to maintain a safe and secure environment for everyone, and we take violations seriously.

If your account is suspended or terminated, you will not have access to your account or any associated services. In the event of termination, you may lose access to any data or content related to your account. If you feel that your account was terminated in error, you can contact our support team for clarification, and we will review your case thoroughly.

Changes to Terms and Conditions

We understand that changes may be necessary over time, and we reserve the right to modify these Terms and Conditions at any time. When we do, we will notify you by posting the updated terms on our website, along with the effective date of the changes. It is your responsibility to review these terms periodically to stay informed about any updates that may affect your rights and responsibilities

Your continued use of Payquipo after any modifications signifies your acceptance of the revised terms. If you do not agree with the changes, you should discontinue your use of our services. We are committed to transparency and will ensure that significant changes are communicated clearly, so you are always aware of your obligations while using our platform.

Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. By using Payquipo, you agree to submit to the exclusive jurisdiction of the courts located in India for the resolution of any disputes arising from your use of our services.

This provision ensures that any legal issues are handled in a consistent and fair manner, protecting both you and Payquipo. If you have any questions about our terms or legal policies, we encourage you to reach out for clarification, as we value open communication with our users.

Contact Us

At Payquipo, we are here to assist you! If you have any questions, concerns, or feedback regarding our services or these Terms and Conditions, please don’t hesitate to reach out to our customer support team. You can contact us via email at support@payquipo.com.